I've used a pre printed topper from Lili of the Valley (which I don't think they do any more) and trimmed it down slightly to fit on the card blank. The papers are from my stash and I've added some ribbons, half pearls and a little heart charm.
Good luck with the challenge!
I'd like to enter the following challenges:
365 Day Cards: Day 114 - Soft
Crafty Ribbons: Anything Goes with Ribbon
DRS Designs: Pastels
Moving Along With The Times: Baby
Image: Lili of the Valley pre printed topper
Everything else: My stash