Natural, Gold and White
I've made a simple Christmas Card with a white card blank and a kraft card square that has been layered onto some gold card. The ribbon is from my stash and I think came from Lidl originally - I buy Christmas stuff in the sales so I get it quite cheap and usually then forget I have it!
The golden snowflake is actually a Christmas tree decoration and again, I bought it in the January sales quite a few years ago (I think from Asda) and I bought three so made three identical cards! It's not attached to the base card so it hangs free!
Good luck with the challenge! I'd like to enter the following:
Cardz 4 Galz: Get Ready For Christmas
Crafting With An Attitude: Anything Goes
Crafty Creations: Anything Goes
Unicorn Challenge: Christmas